Life Insurance Service

We all face possible risks of sickness, accident, loss of life. These events nearly always result in a financial loss.

The financial loss can be mitigated in most cases with the use of:

• Life Insurance

• TPD Insurance

• Trauma Insurance (including child cover)

• Income Protection

• Business Expenses Protection Insurance.

Some of the risks you should consider covering are:

• Loss of income due to sickness or accident.

• Your disability or that of a family member.

• Your death or that of a family member.

• You or a family member suffering a major illness.

• Your fixed business expenses.

• A Key Person in your business.

• Business succession as a result of sickness, accident or death.

• Debt reduction & Guarantor protection insurance.

You need to ensure that you protect your most important asset – your income, and you would not want your spouse to be foreclosed on in the event of your death. Ask your partner today what they would do financially if you were to pass away or become incapacitated.

Insurance can be allocated either inside of or out of superannuation. While this can be financially beneficial to you in a lot of the time, it is not suitable for everyone, as your payment may be subject to tax in certain circumstances.

We at Coad Investments Pty Ltd compare price and quality of products available while taking into account what benefits will best suit you.