Superannuation – it’s your money
How much income do you need for a comfortable retirement? Most probably more than the age pension. Would half your current salary be enough? Or maybe more?
How much do I need?
The answer will depend on what you think “comfortable” means. What sort of things do you plan to do in retirement? What type of lifestyle do you want to lead? Your dreams and goals will impact on how much income you need.
The higher the income you want for your preferred lifestyle, the more you need to save.
Saving for retirement
Superannuation is designed to be a tax-effective way for ordinary Australians to save for retirement. There’s more than a trillion dollars being invested in superannuation funds across Australia and the number is growing. Yet few of us have taken control over our superannuation investments.
With the right advice, you could make your savings work harder for you to achieve the lifestyle you want in retirement.
We can help you make the most of your contributions including:
- employer superannuation guarantee contributions
- salary sacrifice
- personal contributions
- spouse contributions
- government co-contributions
We can also review your superannuation:
- investment choices
- insurance arrangements
- death benefit nominations
- fees and charges
- structure (where you have multiple funds)
Let us show you the most tax-effective and efficient ways of saving into superannuation.
After all, it’s your money. Make the most of it.
Click here to meet with an Coad Investments Adviser about your superannuation needs…
Coad Investments service all areas including Melbourne, suburbs of Melbourne